Risk Management and Compliance
Claims Assistant: NatoliE@integrityel.com
Senior Claims Specialist: GrammatisL@integrityel.com
If your business has employees, you most likely need worker’s compensation insurance. Workers Compensation can be a frustrating and often-times an overlooked aspect of having employees. When obtaining coverage, workers compensation creates additional demands on you as an employer. Ensuring compliance, taking care of claims, and year-end audits and renewals, are all involved. Integrity simplifies the demands placed on you, as an employer, by providing a simplified pay-as-you-go program without the need for deposits or year-end audits. Additionally, Integrity administers any worker’s compensation claims that you may have, from handling the initial loss report to working as a liaison between you, your employee and the claims adjusters.
- A pay-as-you-go program
- NO upfront costs
- NO year-end audits
- Unlimited insurance certificates
- NO Claim processing fees
- NO cost, full-service claims management
No one likes to deal with Workers Compensation. At Integrity Employee Leasing, we try to make is as quick and easy for you as we can. Integrity Employee Leasing has a designated case manager that works as a liaison with the employee/employer and carrier through the entire claim process. We try to keep you updated with every aspect of reporting, care and treatment. Integrity Employee Leasing strives to ensure that the injured worker has the best possible treatment.
Our process of a claim will typically be:
- Initial injury reporting through authorized treatment care.
- Return to work whether restricted, limited or full duty.
Workers compensation Insurance & Compliance
Another service our Risk Management Team provides is overseeing the issuance of our multiple workers’ compensation policies, client additions & deletions and or any changes in client information. Integrity Employee Leasing also provides monthly wage reporting to the carrier and reconciles premiums. The Risk Management Team issues all certificates and waivers of subrogation as requested for our clients and co-ordinates policy & certificate of insurance renewals, in a timely manner.
Safety Training and Risk Management
The Risk Management Team provides a periodic review of loss history for clients in need of assistance with safety practices and risk management.
Integrity Employee Leasing works in co-ordination with carriers to perform on-site loss assessments to identify areas in need of improvement in an effort to reduce potential for loss.
Our Risk Team assists clients with the development and implementation of safety manuals and safety practices in their daily business routines.
Tools and Resources
We at Integrity Employee Leasing provide assistance with handbooks, manuals, templates and guides through an online system available to clients. Integrity either provides these directly to our clients or through the scheduling and implementation of the Risk Management Department.
The online library has a number of safety videos and toolbox topics that can be used for training of regular safety meeting discussions, that you might find helpful. Resource materials and report templates can also be found here.
Risk Management, by definition, is the forecasting and evaluation of financial risks together with the identification of procedures to avoid or minimize their impact. While determining the financial outcome of an unforeseen incident, may be near impossible for a business owner, Integrity provides guidance to our clients regarding loss prevention and safety practices.
The staff of Integrity’s Risk Management & Workers Compensation department have many years of experience to assist our clients with the review and analysis of claims activity, loss payments and the determination of workers’ compensation classification codes to accurately cover your business operations. As a result, we can provide safety recommendations and practices creating a safer, happier work environment for your employees.
We not only partner with our Workers’ Compensation carrier and the resources that they offer, but we have the ability to work with our clients on an individual basis in tailoring a plan to fit their needs. Additional information regarding our products and services will be forthcoming.